For many of us, it’s the first time we start thinking about life insurance. But where to start? How much do you need? How much is too much? Minds are racing and spinning at this point! Allstate Insurance wants you to help educate your my readers on the role and importance of life insurance. It’s easier and more affordable than most people think. As low as $20 a month in some cases.
Honestly when we got married, we never thought much about insurance. We had car insurance and rented a house. But we were young and in love, what did we need insurance for??? Once we bought our home and had to shop around for insurance, we became more knowledgeable on the different insurance options out there. Agents are there to help you! You do not need to know everything, they will help you through it all! So not only did we look into home-owner insurance, but life insurance as well. Then once we had children, we each increased our policies and took out small policies on the children as well.
Have you thought about protecting your family nest? It is never too early to start, even a little bit can help in the future of something bad would happen! Plan ahead for the future,don't put it off for another day. If you do not have a 401 K plan from your job, then look into it. Think about starting a college fund or setting up savings account for your children. We did this right after our children were each born. If you are going the college plan route, check into it and make sure you are not penalized it your child does not go to college. Set up a savings account just for you. Make sure no check books or debit cards are associated with it. Less likely to touch it then!
Heck even keep some cash in the house, not a large amount, but you never know when an emergency could arise and it is best to be prepared and protect your family nest!
About Allstate Life Insurance The Allstate Corporation is the nation's largest publicly held personal lines insurer. Allstate is reinventing protection and retirement to help more than 17 million households insure what they have today and better prepare for tomorrow. Consumers access Allstate insurance products (auto, home, life and retirement) and services through Allstate agencies, independent agencies and Allstate Personal Financial Representatives in the U.S. and Canada, as well as via www.allstate.com and 1-800 Allstate®.
More information on Allstate Life Insurance: http://www.allstate.com/
Allstate Life Insurance on Facebook: http://www.facebook.com/Allstate
Helpful tips:
Did you know that half of Americans say they are under-insured? That’s 58 million* of us. And 70%* of people with kids under 18 say they would be in serious trouble if something happened to the primary breadwinner.
Experts say a good rule of thumb is to insure 5 to 10 times your income. It sounds like a lot, but it’s really not. Think about what you’re really worth. Life insurance will help cover the cost of your mortgage, medical & funeral expenses, continuing childcare, living expense and college tuition.
How many people would have to be hired to do all the things you do for your family? Salary.com estimates the average stay-at-home mom would earn $117,867 per year if she were paid for all the work she does.
Most people feel overwhelmed when they think about this stuff. Your local Allstate agent can talk you through your situation and help you plan for the future today. Allstate and their agents have been helping customers protect their families for over 50 years.
“I wrote this blog post while participating in the SocialMoms and Allstate blogging program, for a gift card worth $50. For more information on how you can participate, click here.”
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